Universal Fiduciary Appointment Notice and Comprehensive Power of Attorney

Document Date: August 15, 2025

Document Type: Multi-Jurisdictional Fiduciary Appointment and Power of Attorney

Governing Framework: Uniform Commercial Code, Uniform Power of Attorney Act, International Recognition Provisions

Legal Disclaimer

This document is provided for informational purposes only. It serves as a general template for fiduciary appointments. This instrument should be reviewed by qualified legal counsel familiar with the laws of the relevant jurisdictions before execution and use. The effectiveness of this document may vary by jurisdiction, and specific state or international requirements may apply.

Article I: Definitions and Interpretation

Section 1.1 Definitions

For purposes of this Universal Fiduciary Appointment Notice and Comprehensive Power of Attorney (this "Instrument"), the following terms shall have the meanings set forth below:

• "Principal" means the individual executing this Instrument and granting the powers and authorities contained herein.

• "Fiduciary" or "Agent" means any individual, entity, or organisation appointed by the Principal to act on the Principal's behalf in any capacity under this Instrument.

• "Comprehensive Fiduciary" means a single fiduciary appointed to exercise all powers granted under this Instrument across all categories and jurisdictions.

• "Specialised Fiduciary" means a fiduciary appointed to exercise specific powers within designated categories or contexts as defined herein.

• "Successor Fiduciary" means any fiduciary designated to assume responsibilities upon the resignation, incapacity, death, or removal of a primary fiduciary.

• "Emergency Fiduciary" means a fiduciary specifically authorized to act during crisis situations or when immediate action is required.

• "Digital Assets" includes but is not limited to cryptocurrencies, digital tokens, online accounts, digital files, electronic communications, and any form of digital property or rights.

• "Jurisdiction" means any state, territory, commonwealth, district, province, nation, or other governmental authority where this Instrument may be recognized or enforced.

  
  

Section 1.2 Interpretation Principles

1. This Instrument shall be construed broadly to effectuate the Principal's intent to grant comprehensive fiduciary authority.

2. Powers granted herein are cumulative and not exclusive of other powers that may be available under applicable law.

3. Any ambiguity shall be resolved in favour of granting rather than restricting fiduciary authority.

4. References to specific powers or authorities shall not limit the general grant of authority contained herein.

   
   

Article II: Multi-Jurisdictional Framework

Section 2.1 Universal Applicability

This Instrument is intended to be effective and enforceable in all jurisdictions where the Principal may have interests, assets, or legal matters, including but not limited to:

1. All fifty (50) United States and the District of Columbia

2. All U.S. territories and possessions

3. All foreign nations and their political subdivisions

4. All international organisations and tribunals

   
   

Section 2.2 Governing Law and Conflict Resolution

1. Primary Governing Law: This Instrument shall be governed by the laws of the jurisdiction where it is executed, unless otherwise specified.

2. Alternative Governing Law: If any provision of this Instrument is deemed invalid or unenforceable under the primary governing law, the laws of the jurisdiction most favourable to the validity and enforceability of such provision shall apply.

3. Uniform Commercial Code Integration: To the extent applicable, this Instrument incorporates and relies upon the provisions of the Uniform Commercial Code, particularly Articles 1 (General Provisions) and 9 (Secured Transactions).

4. International Recognition: This Instrument is intended to comply with international conventions and treaties governing the recognition of powers of attorney, including but not limited to the Hague Convention Abolishing the Requirement of Legalisation for Foreign Public Documents.

   
   

Section 2.3 Conflict of Laws Resolution

In the event of conflicts between the laws of different jurisdictions:

1. The law most favourable to the recognition and enforcement of this Instrument shall apply.

2. The fiduciary is authorised to seek legal counsel to determine the most appropriate governing law.

3. The Principal's intent to grant comprehensive authority shall take precedence over technical legal limitations.

   
   

Article III: Comprehensive Appointment Categories

Section 3.1 Financial and Business Fiduciary

The Principal hereby appoints the designated Financial and Business Fiduciary with full power and authority to:

A. Banking and Financial Management

• Open, close, and manage all bank accounts, credit accounts, and financial instruments.

• Make deposits, withdrawals, transfers, and electronic transactions.

• Negotiate, endorse, and collect checks, drafts, and other negotiable instruments.

• Access safe deposit boxes and secure storage facilities.

• Manage credit cards, loans, and lines of credit.

• File insurance claims and manage insurance policies.

  
  

B. Investment and Securities Management

• Buy, sell, and trade stocks, bonds, mutual funds, and other securities.

• Manage investment portfolios and retirement accounts.

• Exercise voting rights and proxy powers.

• Participate in corporate actions, mergers, and acquisitions.

• Manage cryptocurrency and digital asset portfolios.

• Engage investment advisers and financial planners.

  
  

C. Real Estate Authority

• Buy, sell, lease, and manage real property.

• Execute deeds, mortgages, and real estate contracts.

• Collect rents and manage rental properties.

• Pay property taxes and assessments.

• Obtain permits and licenses for property use.

• Represent the Principal in real estate transactions.

  
  

D. Business Operations

• Operate, manage, and dissolve business entities.

• Enter into contracts and commercial agreements.

• Hire and terminate employees.

• Manage business finances and operations.

• File business tax returns and regulatory reports.

• Represent the Principal in business disputes.

  
  

Section 3.2 Healthcare and Medical Fiduciary

The Principal hereby appoints the designated Healthcare and Medical Fiduciary with full power and authority to:

A. Medical Decision-Making

• Make all healthcare decisions on behalf of the Principal.

• Consent to or refuse medical treatment, procedures, and interventions.

• Select healthcare providers and medical facilities.

• Access medical records and health information.

• Authorise emergency medical treatment.

• Make end-of-life decisions in accordance with the Principal's wishes.

  
  

B. Healthcare Administration

• Enroll in and manage health insurance plans.

• File insurance claims and appeals.

• Negotiate medical bills and payment arrangements.

• Coordinate care between multiple providers.

• Arrange for home care, assisted living, or nursing home placement.

• Manage prescription medications and medical equipment.

  
  

C. Mental Health and Wellness

• Make decisions regarding mental health treatment.

• Authorise psychiatric evaluations and interventions.

• Manage substance abuse treatment programs.

• Coordinate wellness and rehabilitation services.

• Access mental health records and information.

  
  

Section 3.3 Legal and Judicial Fiduciary

The Principal hereby appoints the designated Legal and Judicial Fiduciary with full power and authority to:

A. Legal Representation

• Retain and dismiss attorneys and legal counsel.

• Initiate, defend, and settle legal proceedings.

• Appear in court and administrative hearings.

• Execute legal documents and pleadings.

• Negotiate settlements and plea agreements.

• Appeal court decisions and rulings.

  
  

B. Litigation Management

• Manage all aspects of civil and criminal litigation.

• Collect and preserve evidence.

• Interview witnesses and experts.

• Coordinate with law enforcement agencies.

• Manage legal expenses and costs.

• Execute settlement agreements and releases.

  
  

C. Regulatory and Compliance Matters

• Interact with regulatory agencies and authorities.

• File required reports and disclosures.

• Respond to government investigations and inquiries.

• Obtain licenses and permits.

• Ensure compliance with applicable laws and regulations.

  
  

Section 3.4 Government and Administrative Fiduciary

The Principal hereby appoints the designated Government and Administrative Fiduciary with full power and authority to:

A. Government Agency Interactions

• Communicate with federal, state, and local government agencies.

• File applications, petitions, and requests.

• Respond to government inquiries and investigations.

• Attend hearings and administrative proceedings.

• Appeal government decisions and rulings.

• Obtain government benefits and services.

  
  

B. Tax and Revenue Matters

• Prepare and file tax returns and reports.

• Represent the Principal before tax authorities.

• Negotiate tax settlements and payment plans.

• Appeal tax assessments and penalties.

• Claim refunds and credits.

• Manage tax compliance obligations.

  
  

C. Immigration and Citizenship

• File immigration applications and petitions.

• Represent the Principal in immigration proceedings.

• Obtain visas, permits, and travel documents.

• Coordinate with immigration attorneys and consultants.

• Manage citizenship and naturalisation processes.

  
  

Section 3.5 Emergency and Crisis Management Fiduciary

The Principal hereby appoints the designated Emergency and Crisis Management Fiduciary with full power and authority to:

A. Emergency Response

• Take immediate action to protect the Principal's interests.

• Make urgent decisions without prior consultation.

• Coordinate emergency services and assistance.

• Manage crisis communications and public relations.

• Implement emergency financial measures.

• Relocate or secure the Principal's assets and property.

  
  

B. Disaster Recovery

• File insurance claims for losses and damages.

• Coordinate reconstruction and repair efforts.

• Manage temporary housing and accommodations.

• Restore essential services and utilities.

• Recover and preserve important documents and records.

• Coordinate with disaster relief organisations.

  
  

Section 3.6 Specialised Professional Fiduciary

The Principal hereby appoints the designated Specialised Professional Fiduciary with full power and authority to:

A. Industry-Specific Matters

• Manage professional licenses and certifications.

• Coordinate with professional organisations and associations.

• Handle industry-specific regulatory compliance.

• Manage professional liability and malpractice issues.

• Coordinate continuing education and training requirements.

  
  

B. Intellectual Property Management

• Manage patents, trademarks, and copyrights.

• License intellectual property rights.

• Enforce intellectual property protections.

• Negotiate royalty and licensing agreements.

• File intellectual property applications and renewals.

  
  

Article IV: Extensive Powers and Authorities

Section 4.1 General Grant of Authority

Each appointed fiduciary is hereby granted the broadest possible authority to act on behalf of the Principal in all matters within their designated scope of responsibility. This authority includes, but is not limited to:

1. Complete Substitution of Judgement: The authority to make any decision the Principal could make if present and competent.

2. Emergency Powers: The authority to take immediate action when circumstances require prompt decision-making.

3. Delegation Authority: The power to delegate specific tasks to qualified professionals and service providers.

4. Information Access: The right to access all information necessary to fulfil fiduciary responsibilities.

5. Third-Party Interactions: The authority to deal with all third parties on behalf of the Principal.

   
   

Section 4.2 Financial Transaction Powers

Each Financial and Business Fiduciary is specifically authorised to:

1. Execute any financial transaction or instrument.

2. Borrow money and pledge assets as collateral.

3. Create, modify, or terminate trusts and estate planning documents.

4. Make gifts and charitable contributions.

5. Manage tax planning and compliance strategies.

6. Engage in sophisticated financial transactions and investments.

   
   

Section 4.3 Healthcare Decision Powers

Each Healthcare and Medical Fiduciary is specifically authorised to:

1. Make life-and-death medical decisions.

2. Authorise experimental or investigatory treatments.

3. Consent to organ donation and medical research participation.

4. Make decisions regarding life support and artificial nutrition.

5. Authorise psychiatric treatment and involuntary commitment.

6. Access genetic information and testing results.

   
   

Section 4.4 Legal Representation Powers

Each Legal and Judicial Fiduciary is specifically authorised to:

1. Waive attorney-client privilege on behalf of the Principal.

2. Enter into binding settlement agreements.

3. Authorise plea agreements in criminal matters.

4. Make decisions regarding appeals and post-conviction relief.

5. Coordinate with law enforcement and regulatory agencies.

6. Execute releases and waivers of legal claims.

   
   

Section 4.5 Digital Asset Management Powers

All appointed fiduciaries are specifically authorised to:

1. Access and manage all digital accounts and online services.

2. Transfer, sell, or dispose of cryptocurrency and digital tokens.

3. Manage social media accounts and online presence.

4. Access encrypted files and secure digital storage.

5. Coordinate with technology service providers.

6. Implement digital estate planning strategies.

   
   

Article V: Flexible Appointment Structure

Section 5.1 Appointment Options

The Principal may utilise this Instrument in any of the following appointment structures:

A. Single Comprehensive Fiduciary

The Principal may appoint one individual or entity to serve as Comprehensive Fiduciary with authority to exercise all powers granted under this Instrument across all categories and jurisdictions.

B. Multiple Specialised Fiduciaries

The Principal may appoint separate fiduciaries for each category of authority, with each fiduciary limited to their designated scope of responsibility.

C. Hybrid Appointment Structure

The Principal may combine comprehensive and specialised appointments, with certain fiduciaries having broad authority and others having limited, specialised roles.

Section 5.2 Successor and Backup Provisions

A. Automatic Succession

Upon the death, incapacity, resignation, or removal of any primary fiduciary, the designated successor fiduciary shall automatically assume all powers and responsibilities without the need for additional documentation or court proceedings.

B. Multiple Successors

The Principal may designate multiple levels of successor fiduciaries to ensure continuity of representation and decision-making authority.

C. Institutional Successors

The Principal may designate institutional fiduciaries, such as banks, trust companies, or professional fiduciary services, to serve as successors when individual fiduciaries are unavailable.

Section 5.3 Temporary and Permanent Appointments

A. Permanent Appointments

Unless otherwise specified, all appointments under this Instrument are permanent and shall remain in effect until revoked by the Principal or terminated by operation of law.

B. Temporary Appointments

The Principal may designate specific fiduciaries for temporary periods or specific purposes, with their authority automatically terminating upon completion of the designated task or expiration of the specified time period.

C. Renewable Appointments

The Principal may establish renewable appointment terms, requiring periodic reconfirmation of fiduciary appointments.

Section 5.4 Conditional and Triggered Appointments

A. Condition-Based Appointments

The Principal may establish specific conditions that must be met before a fiduciary's authority becomes effective, such as medical incapacity determinations or specific triggering events.

B. Event-Triggered Appointments

Fiduciary appointments may be triggered by specific events, such as the Principal's absence from the jurisdiction, involvement in legal proceedings, or occurrence of emergency situations.

C. Professional Determination Triggers

The Principal may authorise qualified professionals, such as physicians or attorneys, to make determinations that trigger fiduciary appointments or authority.

Article VI: Professional Categories Coverage

Section 6.1 Judicial and Legal Professionals

The Principal may appoint any of the following judicial and legal professionals as fiduciaries:

1. Magistrates and Judges: Active or retired judicial officers with authority to make legal and administrative decisions.

2. Attorneys and Legal Counsel: Licensed attorneys with expertise in relevant areas of law.

3. Legal Advocates: Professional advocates and representatives authorised to act on behalf of clients.

4. Court-Appointed Professionals: Guardians ad litem, special masters, and other court-appointed representatives.

   
   

Section 6.2 Government Officials and Leaders

The Principal may appoint any of the following government officials and leaders as fiduciaries:

1. Elected Officials: Mayors, governors, legislators, and other elected representatives.

2. Administrative Officials: Agency heads, department directors, and senior government administrators.

3. Military Officers: Active or retired military personnel with appropriate security clearances.

4. Diplomatic Personnel: Ambassadors, consuls, and other diplomatic representatives.

   
   

Section 6.3 Medical and Healthcare Professionals

The Principal may appoint any of the following medical and healthcare professionals as fiduciaries:

1. Physicians and Surgeons: Licensed medical doctors with relevant specialisations.

2. Mental Health Professionals: Psychiatrists, psychologists, and licensed therapists.

3. Healthcare Administrators: Hospital administrators, healthcare executives, and medical practice managers.

4. Public Health Officials: Health department officials and public health professionals.

   
   

Section 6.4 Business and Professional Leaders

The Principal may appoint any of the following business and professional leaders as fiduciaries:

1. Employers and Supervisors: Current or former employers, supervisors, and business associates.

2. Professional Colleagues: Individuals within the Principal's profession or industry.

3. Business Partners: Partners in business ventures, joint ventures, or professional practices.

4. Corporate Officers: Officers and directors of corporations and other business entities.

   
   

Section 6.5 Community and Civic Leaders

The Principal may appoint any of the following community and civic leaders as fiduciaries:

1. Council Members: City council members, county commissioners, and other local government officials.

2. Community Leaders: Nonprofit executives, community organisers, and civic activists.

3. Religious Leaders: Clergy, religious administrators, and spiritual advisers.

4. Educational Leaders: School administrators, university officials, and educational professionals.

   
   

Article VII: Robust Legal Framework

Section 7.1 Comprehensive Liability Protections

A. Fiduciary Immunity

Each appointed fiduciary shall be immune from personal liability for actions taken in good faith within the scope of their authority under this Instrument, except for acts of gross negligence, wilful misconduct, or criminal behaviour.

B. Indemnification

The Principal agrees to indemnify and hold harmless each fiduciary from any claims, damages, or expenses arising from the performance of their duties under this Instrument, except for acts of gross negligence, wilful misconduct, or criminal behaviour.

C. Insurance Coverage

The Principal authorises fiduciaries to obtain appropriate insurance coverage, including professional liability insurance, at the Principal's expense to protect against potential claims and liabilities.

D. Legal Defence

The Principal agrees to provide legal defence and representation for fiduciaries facing claims or legal proceedings related to their performance of duties under this Instrument.

Section 7.2 Revocation and Modification Procedures

A. Written Revocation

The Principal may revoke this Instrument or any specific appointment at any time by executing a written revocation document that clearly identifies the provisions being revoked.

B. Partial Revocation

The Principal may revoke specific powers or authorities while leaving other provisions of this Instrument in effect.

C. Modification Procedures

The Principal may modify this Instrument by executing written amendments that clearly identify the provisions being modified and the nature of the modifications.

D. Notice Requirements

All revocations and modifications must be communicated in writing to affected fiduciaries and relevant third parties to be effective.

Section 7.3 Dispute Resolution Mechanisms

A. Mediation Requirement

Any disputes arising under this Instrument shall first be submitted to mediation before a qualified mediator selected by mutual agreement of the parties.

B. Arbitration Option

If mediation is unsuccessful, disputes may be submitted to binding arbitration under the rules of the American Arbitration Association or other mutually agreed arbitration organisation.

C. Judicial Resolution

If alternative dispute resolution is unsuccessful or inappropriate, disputes may be resolved through judicial proceedings in a court of competent jurisdiction.

D. Attorney's Fees

The prevailing party in any dispute resolution proceeding shall be entitled to recover reasonable attorney's fees and costs from the non-prevailing party.

Section 7.4 Enforcement and Recognition Provisions

A. Third-Party Reliance

Third parties may rely on the authority granted to fiduciaries under this Instrument without inquiry into the scope of authority or compliance with internal limitations.

B. Certified Copies

Certified copies of this Instrument shall have the same force and effect as the original document for all purposes.

C. Recording and Filing

This Instrument may be recorded or filed with appropriate government agencies to provide public notice of fiduciary appointments and authority.

D. International Recognition

This Instrument is intended to be recognised and enforced in all jurisdictions where the Principal may have interests or legal matters.

Article VIII: Execution and Validation

Section 8.1 Principal's Execution

I, _________________________________ [Print Full Legal Name], as Principal, hereby execute this Universal Fiduciary Appointment Notice and Comprehensive Power of Attorney on this _____ day of __________, 20, with full understanding of its contents and legal effect.

Principal's Signature: __________________________________

Principal's Printed Name: __________________________________

Principal's Address:

Section 8.2 Fiduciary Appointments

A. Comprehensive Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Comprehensive Fiduciary with authority to exercise all powers granted under this Instrument.

Comprehensive Fiduciary's Acceptance: I accept appointment as Comprehensive Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

B. Financial and Business Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Financial and Business Fiduciary.

Financial and Business Fiduciary's Acceptance: I accept appointment as Financial and Business Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

C. Healthcare and Medical Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Healthcare and Medical Fiduciary.

Healthcare and Medical Fiduciary's Acceptance: I accept appointment as Healthcare and Medical Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

D. Legal and Judicial Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Legal and Judicial Fiduciary.

Legal and Judicial Fiduciary's Acceptance: I accept appointment as Legal and Judicial Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

E. Government and Administrative Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Government and Administrative Fiduciary.

Government and Administrative Fiduciary's Acceptance: I accept appointment as Government and Administrative Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

F. Emergency and Crisis Management Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Emergency and Crisis Management Fiduciary.

Emergency and Crisis Management Fiduciary's Acceptance: I accept appointment as Emergency and Crisis Management Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

G. Specialised Professional Fiduciary (if applicable)

I hereby appoint _________________________________ [Print Full Legal Name] as my Specialised Professional Fiduciary for the following specific purposes:

Specialised Professional Fiduciary's Acceptance: I accept appointment as Specialised Professional Fiduciary and agree to faithfully perform the duties and responsibilities set forth in this Instrument.

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

Section 8.3 Successor Fiduciary Designations

A. First Successor Fiduciary

I hereby designate _________________________________ [Print Full Legal Name] as First Successor Fiduciary to assume all powers and responsibilities in the event the primary fiduciary is unable to serve.

Address: __________________________________

Phone: __________________________________

Email: __________________________________

B. Second Successor Fiduciary

I hereby designate _________________________________ [Print Full Legal Name] as Second Successor Fiduciary to assume all powers and responsibilities in the event the primary and first successor fiduciaries are unable to serve.

Address: __________________________________

Phone: __________________________________

Email: __________________________________

Section 8.4 Witness Requirements

This Instrument was signed by the Principal in the presence of the undersigned witnesses, who attest that the Principal appeared to be of sound mind and under no duress or undue influence.

Witness #1:

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

Witness #2:

Signature: __________________________________

Printed Name: __________________________________

Address: __________________________________

Date: __________________________________

Section 8.5 Notarisation

State of: __________________________________

County of: __________________________________

On this _____ day of __________, 20, before me personally appeared _________________________________ [Principal's Name], who proved to me on the basis of satisfactory evidence to be the person whose name is subscribed to the within instrument and acknowledged to me that he/she executed the same in his/her authorized capacity, and that by his/her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of _____________ that the foregoing paragraph is true and correct.

WITNESS my hand and official seal.

Notary Public Signature: __________________________________

Notary Public Printed Name: __________________________________

My Commission Expires: __________________________________

[NOTARY SEAL]

Section 8.6 Effective Date and Duration

A. Effective Date

This Instrument shall become effective immediately upon execution and notarisation, unless otherwise specified herein.

B. Duration

This Instrument shall remain in effect until:

1. Revoked by the Principal in writing.

2. The death of the Principal.

3. A court of competent jurisdiction determines the Principal lacks capacity to grant powers of attorney and revokes this Instrument.

4. The specific termination date set forth herein (if any): _________________________________

   
   

C. Survival of Authority

The authority granted under this Instrument shall survive the Principal's incapacity and shall continue in effect unless specifically revoked or terminated.

Section 8.7 Recording and Filing Instructions

A. Recommended Recording

It is recommended that this Instrument be recorded with the appropriate government agencies in jurisdictions where the Principal owns real property or conducts significant business activities.

B. Filing with Financial Institutions

Copies of this Instrument should be filed with banks, investment firms, and other financial institutions where the Principal maintains accounts or relationships.

C. Distribution to Fiduciaries

Each appointed fiduciary should receive a certified copy of this Instrument for their records and use in fulfilling their responsibilities.

D. Legal Counsel Filing

A copy of this Instrument should be maintained with the Principal's legal counsel and included in the Principal's estate planning documents.

Article IX: Miscellaneous Provisions

Section 9.1 Severability

If any provision of this Instrument is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be reformed to the extent possible to carry out the Principal's intent.

Section 9.2 Headings

The headings in this Instrument are for convenience only and shall not affect the interpretation of any provision.

Section 9.3 Counterparts

This Instrument may be executed in counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument.

Section 9.4 Electronic Signatures

Electronic signatures and digital execution of this Instrument shall be valid and enforceable to the same extent as original signatures, subject to applicable law.

Section 9.5 Integration

This Instrument constitutes the complete and exclusive statement of the Principal's intent regarding fiduciary appointments and supersedes all prior agreements and understandings relating to the subject matter hereof.

END OF DOCUMENT

Document Prepared: August 15, 2025

Total Pages: [To be determined upon printing]

Document Version: 1.0

Legal Framework: Multi-Jurisdictional Universal Application